Financial Aid Award Calculation

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Your overall eligibility for financial aid is determined by the following calculation:

Estimated Cost of Attendance - Expected Family Contribution (EFC) =  Financial Need

The estimated cost of attendance budget for the period covered by the financial aid award is comprised of the following:

  • Tuition & Fees
  • Books & Supplies
  • Housing & Meals
  • Personal Expenses
  • Transportation
  • Loan Fees

The budgets will vary in total amounts depending on the number of credit hours you are enrolled in, your class standing and where you plan to live.  For the 2014-2015 academic year, a typical full-time, undergraduate budget is:

On-Campus

On Campus In State Out of State
Tuition $6,648 $18,648
Fees 388 388
Room & Board 9,382 9,382
Books & Supplies 1,270 1,270
Transportation 300 300
Misc. Expenses 1,658 1,658
Loan Fees 74 74
Total $19,720 $31,720

Off-Campus

Off Campus In State Out of State
Tuition $6,648 $18,648
Fees 388 388
Room & Board 11,782 11,782
Books & Supplies 1,270 1,270
Transportation 684 684
Misc. Expenses 1,658 1,658
Loan Fees 74 74
Total $22,504 $34,504

The Expected Family Contribution (EFC) is calculated by the U.S. Department of Education as prescribed by the United States Congress.  The data submitted on the FAFSA is used to determine your EFC.  You will see this result on the Student Aid Report (SAR) that you will receive after your FAFSA is processed.

Once your need is determined, a financial aid package is prepared from the aid programs that are available.  All applicants will be considered for all forms of financial aid available.  The criteria for selection will vary with the level of funding for each program, the program guidelines, and your level of financial need.